25 FINANCIAL SKILLS
This is a practical guide that will help you step by step to implement useful financial habits, learn to plan, and make informed decisions to achieve your goals
PROGRAMME HIGHLIGHTS
- Easy implementation of each of the 25 skills into your life thanks to practical assignments in the workbook
- Accessibility for everyone, regardless of age, profession, or current level of financial literacy
- Conscious financial management based on personal values and goals
- A logical learning sequence for the consistent achievement of financial goals
- An effective tool for managing money and gaining confidence in the future
COURSE PROGRAM
Proper goal setting
Defining your “comfort zone”
Planning
Personal time management
The skill of delegation
Focus and work techniques
Speed of decision-making
Regularly auditing income and expenses
Proper classification of expenses
Creating a financial safety cushion
Planning major purchases
Creating alternative sources of income
Self-presentation skills | about positioning and communication
Financial cushion
Investments and investment goals
Cryptocurrency research
Working with investment fallacies
Building an investment portfolio
Rational use of borrowed funds
Professional growth planning
List of competent consultants
Financial reputation
Fear management
Positive thinking
Taking care of your health

HOW IT WORKS
We’ve created a unique learning format that turns knowledge into practical action. At the core of it all is your interactive workbook.
1. WATCH At the beginning of each chapter, you’ll find a QR code. Point your phone’s camera at it, and it will instantly grant you access to a concentrated video lecture from an expert.
2. DO Immediately after watching, you apply the knowledge in practice by completing well-designed exercises right in your workbook. No fluff—just substance and action.
3. IMPLEMENT Our “watch and do” method allows you to not just receive information, but to immediately form new financial habits and skills. You learn at your own pace, thoughtfully and without rush, reinforcing every step.

WHAT THE COURSE INCLUDES
- Video recordings of lectures with instant and unlimited lifetime access
- A printed workbook with assignments for self-paced learning, notes, and calculations
- Additional learning materials: instructions, checklists
COURSE LECTURERS
The course "25 Financial Skills" was developed by Dr. Marianna Luzanova, Ph.D. in Economics — a specialist in financial management, the founder and lead lecturer of UniMFA, the owner of an international consulting company in compliance and risk management, as well as a lecturer certified by the Czech National Bank (CNB) for the recognition of counterfeit banknotes and coins.
Marianna
Luzanová, Ph.D.
- Doctor of Economics (Business Management), University of Economics in Prague
- Specialist in financial management
- Specialist in licensing of financial companies
- Certified lecturer by the Czech National Bank
FAQ
WHO IS THIS COURSE FOR?
WHAT IS THE TIME COMMITMENT?
The course is structured so you can learn at your own pace. The assignments in the workbook can be completed over a few days. We recommend reviewing the course every six months to track your progress and adjust your actions.
HOW DOES THE COURSE WORK?
You receive a workbook where each chapter begins with a QR code to a video lecture. First, you watch the video, and then you complete the assignments in the workbook. This allows you to not just receive information, but to start taking action immediately.
WHAT WILL I GET FROM THIS COURSE?
As a result, you will learn how to make informed financial decisions, plan major purchases, create passive income sources, build an investment portfolio, and gain confidence in your future.












